In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?
Using cellphone apps to pay for goods and services is quickly becoming more popular in many countries. I believe that this has more benefits than drawbacks because it is convenient and ensures accurate payment handling.
Firstly, using mobile payments can save people a lot of time because it allows them to be able to pay ahead of time for things that they need. For example, the Starbucks coffee smartphone app allows customers to place and pay for their coffee order before arriving at the store. This can sometimes mean that, upon arriving at the location, the customer’s coffee will be ready and that they do not have to wait at all.
Additionally, using a smartphone app to pay also ensures that the correct amount of money is paid for products and returned to customers after the purchase. Smartphone app payments are automatic: instead of relying on the worker to calculate the total cost and the customer to supply the correct amount of money by hand, they do it automatically.
Although there are benefits to paying with a smartphone, one negative aspect of the practice is that it makes it easy for people to buy things impulsively. When a person gets an idea that they want to buy something they might not need, it’s as easy as pressing a button on their smartphone screen and forgetting about it. This can lead to them running out of money and being unable to afford important bills.
In conclusion, paying for things using a smartphone is largely advantageous: it saves people time waiting in line and guarantees that they pay only what is due and nothing more. However, it also makes it easy to spend money unnecessarily, resulting in impulse buying and poor financial health. (291 Words)